“I’d prefer if you didn’t use my real name in this story,” Miss X said. “But my situation is one that a lot of people might identify with, so I’d like to share what I’ve learned.” Miss X was in a long-term romantic relationship that ended. Her former partner moved out of the house without much drama, but then, a few weeks later, broke back into the residence. Everything was resolved peacefully, but a window was broken during the break in.
“Now the issue becomes do I pay to have this window fixed out of pocket, or do I submit a claim to my homeowner’s insurance?” Miss X did some research and found out it was not unusual for homeowner insurance premiums to go up (on average between 7 to 10%) after a claim is filed. “At this time, I am watching my expenses carefully,” she said. “A 10% increase is going to cost me more than $200 a year, for as long as I continue this policy. So if I am in this house ten years, that’s $2,000.”
After connecting with her local window glass replacement company to get a quote for window repairs, Miss X decided to pay the costs out of pocket. “Having the window glass replaced, instead of having a new replacement window installed, saved me a lot of money. Compared to what I initially thought I was going to have to spend, the window glass replacement near me was incredibly affordable. And now I won’t have the added expense on my home owner’s insurance.”
What is Window Glass Replacement?
During the break in, Miss X’s former partner shattered the glass near a door in order to reach in and unlock the door. This damage was limited to the window glass. The frame, locks, sill and frame were completely undamaged. Because of this, the local window glass replacement company was able to remove the damaged glass and replace it with new glass that looks and functions exactly like the original window.